Banks in Azerbaijan

About banking in Azerbaijan

Azerbaijan is a transcontinental, landlocked country at the boundary of Western Asia and Eastern Europe, covering about 86,600 square kilometres and home to a population of roughly 10.18 million. Bordered by the Caspian Sea to the east and by Russia, Georgia, Armenia and Iran, with the exclave of Nakhchivan reaching towards Turkey, the country combines a coastal capital region with mountainous interior districts and lowland plains. These geographic contrasts shape how banking infrastructure is distributed, with denser networks around Baku and along the main transport corridors.

The national currency is the Azerbaijani manat (AZN), which is used for everyday transactions, salaries, utility payments and most retail purchases. Cash remains widely used alongside card payments, and ATMs are a common way for residents and visitors to withdraw manat. Foreign currency is typically exchanged at banks and licensed exchange offices, while card acceptance is more consistent in larger urban areas than in smaller towns and rural districts. The international calling code +994 and the official languages, Azerbaijani and Azerbaijani Sign Language, frame the local context in which customers interact with branches and service points.

The GF6 directory lists 912 bank and ATM locations in Azerbaijan, spread across 90 cities and towns. This coverage includes points in the capital, Baku, as well as regional centres elsewhere in the country, helping users locate nearby branches, cash machines and related service points.

Listings are intended to support practical tasks such as finding the closest ATM, identifying a branch in a specific city, or planning cash access while travelling between regions. Users should confirm opening hours, available services and any fees directly with the relevant bank before visiting.